Joseph Sabbagh is an insurance claim recovery expert certified in public adjusting, as well as an insurance Appraiser and an insurance Umpire. He works as a Consultant and Public Adjuster throughout Florida, New York, New Jersey, and Virginia. Joseph is at the forefront of the insurance industry, specializing in residential, historical, commercial, hazard insurance claims and complex multi-party claims, homeowner/condominium association property insurance claims, working solely for the policy holder. He has handled extensive insurance claims resulting from water, mold, hurricanes, tornadoes, fire, vandalism, sinkholes, business interruption and liability. He also has experience evaluating complex contents damage to properties, including fine art and Persian/oriental rugs.  He has extensive knowledge and experience evaluating properties, writing estimates, adjusting, negotiating and appraising insurance claims

He frequently provides consultative services for Lenders, Banks, Mortgage Servicers, Investors, Foreclosure Law Firms, Forced Placed Insurance Brokers, and Insurance Law Firms. Joseph advised the country’s largest Forced Placed Insurance Wholesaler and affiliated Servicing companies regarding the major 2012 legislative changes to Fannie Mae regarding hazard insurance coverage, fees, and settlements. Joseph also wrote for the Miami Herald’s “Ask The Expert” column online. As the President and founder of Maximum Insurance Adjusters, Inc. Joseph handles first party claims, third party claims, and hazard insurance claims as part of his public adjusting practice.

He is an active member of the Florida Association of Public Insurance Adjusters (FAPIA), Windstorm Insurance Network, and the American Association of Public Insurance Adjusters (AAPIA).

Eddyse Kessler has been a licensed Public Insurance Adjuster since 2009.  Her transition into insurance claim advocacy was a natural extension of her experience in real estate development, project management and construction oversight.  Her background in construction gives her the knowledge to evaluate construction progress, cost oversight, project budgeting, and sub-contracting.  Understanding all aspects of the construction industry, both residential and commercial, makes her a superior and aggressive insurance claim advocate for her clients.

Eddyse is an expert in all types of claims.  She fully documents the damage, assesses what will be required in all aspects of the remediation and repair of the property, negotiates with the insurance company, and obtains the maximum settlement allowed under the policy.  Eddyse is an aggressive negotiator who substantiates her estimates of damage by methodically detailing and outlining the costs of all construction items as well as items outside of the actual construction such as appliances, fixtures, phone and alarm systems, contents, and landscaping.  Every claim is different and each one requires the ability to strategize, research, diagnose, and negotiate.  Eddyse brings  sensitivity and understanding of her client’s needs that results in the relentless pursuit of the best possible settlement from the insurance carrier.  She prides herself on providing excellent customer service, the ability to listen to customer feedback,  and the expertise her clients need and deserve.

Eddyse is an active member of the Florida Association of Public Insurance Adjusters (FAPIA), the American Association of Public Insurance Adjusters (AAPIA) and Business Networking International (BNI).